Agent Portal
Phone: (800) 736-7311
Fax: 12542972100
Mon-Fri | 8am-5pm CT
(Live Chat Available)
Address: 23 Public Square, Suite 260 Belleville, IL 62221
Call Us: 1.800.789.6556 
Email: info@finalwishesadvisors.com
Family Legacy Ages 0-49
Dignity Solutions Ages 50-85
Underwriting Classes
Immediate / Graded / ROP
Family Legacy Product Brochure.pdf
Family Legacy Product Brochure - Spanish.pdf
Family Legacy Paper Application Copy.pdf
Family Legacy State Approval List.pdf
Dignity Solutions Product Brochure.pdf
Dignity Solutions Product Brochure - Spanish.pdf
Dignity Solutions Agent Guide.pdf
Dignity Solutions Paper Application Copy.pdf
Dignity Solutions State Approval List.pdf
| Age | Min | Max |
|---|---|---|
| 40-55:
76-85
|
$2,500
$2,500 |
$50,000 $2,500 |
Graded Death Benefit
|
||
Age |
Min | Max |
|
50 - 85 Year 1 / 30% of Death Benefit Year 2 / 70% of Death Benefit Year 3 + / 100% of Death Benefit Amount |
$2,500 | $25,000 |
Ages 50 - 85 / $2,500 - $25,000
Year 1 & 2 100% Return of Premiums Paid
Year 3+ / 100% of the Benefit Amount
If you wish to add more than one beneficiary or secondary beneficiary/at the end of the application, enter in Agent Remarks
Can set up direct billing
Included all plans:
Can receive up to 100% of the death benefit when insured has a life expectancy of 12mths or less (24 in some states)
Included Immediate plans only:
If you become permanently confined to a nursing home at least 30 days after the policy is issued, you can receive a monthly benefit equal to 5.0% of the face amount of your policy. Monthly benefit of 5% of the face amount up to $5,000.
Should your death occur as the result of an accident age 0-80; the Accidental Death Benefit Agreement provides an additional benefit amount to your beneficiary. (not available on ROP plan)
$10,000 policy - You can elect to receive a monthly benefit amount of $500. It is 5% of the face amount. Each month, the policy decreases by $500 and will continue for 20 years, at which point it will terminate with no additional benefits.
Waives payment of policy premiums if you become permanently and totally disabled.
Issue Age: 50-85 Coverage Period: Same as the base policy. Not available on the ROP Plan
70M NS @ $15,000 policy - $4.00 per month
Waives payment policy premiums if confined in a nursing home for 90 consecutive days. Issue ages 50-85. Covered Period same as base policy.
Provides life insurance protection on each grandchild and great grandchild through age 20. The benefit also guarantees their future insurability for up to $50,000 of individual protection regardless of their health.
Issue Age: Primary Insured 50–80/Grandchildren 180 – 15 years
Maximum units are 2 ($5,000 per unit)
4 Grandchildren @ $10,000 each = 4x $2/mth = $8/mth
The Children’s Insurance Agreement provides up to $9,000 of additional insurance coverage for each child. Coverage is provided to the age of 25 and then may be converted into a whole life or endowment insurance policy for up to five times the initial rider amount without evidence of insurability. (not available on ROP plan)
Payment date options: 1st, 3rd, 2nd Wed, 3rd Wed, & 4th Wed. of the month
Term Made Simple Product Brochure.pdf
Term Made Simple Product Brochure - Spanish.pdf
Term Made Simple Agent Guide.pdf
Term Made Simple Paper Application Copy.pdf
Term Made Simple State Approval List.pdf
Survivor Protector Product Brochure.pdf
Survivor Protector Agent Guide.pdf
